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Terms and Conditions

Acceptance of Terms:

By accessing or using 8020karthikeyan.com (the “Site”), you agree to be bound by these Terms and Conditions. If you do not agree, you may not use the Site.

Use of the Site:

  • You must be at least 18 years old or have legal parental/guardian consent.
  • You agree not to use the Site for any unlawful or prohibited purpose.
  • All content is for personal and non-commercial use unless explicitly authorized.

User Accounts:

  • You are responsible for maintaining the confidentiality of your account credentials.
  • You agree to provide accurate, current, and complete information.
  • We reserve the right to suspend or terminate accounts found in violation of these terms.

Intellectual Property:

  • All content on this Site, including text, graphics, logos, and course materials, is owned or licensed by 8020karthikeyan.com.
  • You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent.

User Conduct:

  • You agree not to submit any content that is unlawful, threatening, defamatory, or otherwise objectionable.
  • We reserve the right to remove any content or terminate accounts for violating these terms.

Payment, Cancellation & Refunds:

  • Payment terms, cancellation, and refund policies are outlined in our Cancellation & Refund Policy.
  • By making a purchase, you agree to all applicable payment and refund terms.

Limitation of Liability:

  • We make no warranties regarding content accuracy or availability.
  • We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Site.

Privacy Policy:

  • Your use of the Site is also governed by our Privacy Policy.

Modifications to Terms:

  • We reserve the right to update or modify these Terms at any time. Continued use of the Site constitutes acceptance of any changes.

Governing Law:

  • These Terms shall be governed in accordance with the laws of India, and any disputes shall be subject to exclusive jurisdiction of the courts of [Insert Location.

Contact Us:

  • For any questions about these Terms, please contact connect@8020karthikeyan.com.